From Hyperlend
Apply For A Title Loan With Hyperlend
Hyperlend is here to help consumers with all their online lending needs. Our smart underwriting technology and friendly customer service agents can match customers with the right lending offer to get the money you need. We don't just help borrowers looking to borrow money with car title loans. We also help to consolidate your credit cash advances and point you in the right direction for personal loans.
Complete Our Online Application Or Call Us To Get Started
Decide on how you want to apply with us. We offer no hassle car title loans from the comfort of your home, or you can apply over the phone.
Submit Your Vehicle Info And Contact Information To Get A Quick Quote
Hyperlend can approve your application for auto title loans in less than an hour. The processing & underwriting can all be done online.
Get Your Money As Soon As Your Approved To Borrow Money
You can get your funds in less than an hour! Have your cash sent by direct deposit to your bank account or pick up the loan proceeds in person.
Keep Driving Your Car As The Loan Payments Are Made On Time
There's no need for the lender to keep the vehicle as collateral. Your car's title is the security for your loan. Keep driving the car!
Do you own a vehicle with a clean and clear pink slip? If so, you should have no problem qualifying for a secured loan. Ultimately, the amount you borrow with a car title loan will depend on how much equity you have in your vehicle. Most applicants will qualify with a newer car with low mileage. You may even be approved for a title pawn if you still owe money to the original lender! The loan amount will be lower but typically higher than what you would get with an unsecured personal loan..
Features Of A Hyperlend Car Title Loan
Fast Approval For Car Title Loans
There's no need to wait days or weeks for a traditional personal loan approval. With a title loan, you can pre-approved for a quite in less than an hour!
Fair Interest Rates
Interest rates and finance charges will be high with any online title loan. But not nearly as high as what you can expect with a payday loan or cash advance.
Multiple Repayment Terms
It's up to you on how quickly you want to repay a title loan. Hyperlend offers repayment options. Choose a payoff term between 12 to 48 months and you can always repay the loan early with no penalties.
Quick Underwriting
Once you submit your online application, you will receive a call from the underwriting department. They may ask for additional paperwork, but this process is rather quick.
Helpful Customer Service
Don't think you're on your own when you apply with us. Our friendly reps can walk you through the entire app and answer any questions about our lending offers.
Multiple Options To Get Your Cash
Once approved for a loan, you can often get cash in hand within a few hours. Your funds can be wired to your bank account, sent by ACH to a debit card, or picked up remotely that same day.
Questions About Hyperlend Title Loans
How Does a title loan from Hyperlend work, and what to expect when I apply?
Car title loans allow you to borrow money using your vehicle's equity as security. You will keep driving the car while making monthly payments, and most applicants can qualify for a loan based on 40% to 70% of the vehicle's value. These secured loans are easier to qualify for than other personal loans because you often don't need excellent credit.
As of 2024, Hyperlend offers access to title loans in 14 states, and we can get you funded in many of the remaining states if you have a vehicle valued at $4,000 or more. When you apply with us, we'll start underwriting your application to determine the best lending option in your state. We'll get you a few different quotes showing payment amounts and interest rates and you'll be able to make a decision on what repayment terms are best for your situation. The last step is to connect you with a local title loan company. At that point, you may need to get your vehicle inspected, and there's a chance you can agree to the lending terms and have the cash sent to your bank account within 24 hours of being approved!
Get approved for a Hyperlend title loan with bad credit
A bad credit score doesn't mean you can't get approved for a car title loan. While it's difficult to borrow money from a personal loan lender with poor credit, that's typically not an issue when you apply for a title loan. Instead of focusing on your FICO score or credit history, we're more interested in the equity available from your car or truck, as that's the security backing your loan! Even though credit is not a main requirement for a title loan, there are a few scenarios where your credit history may be an issue. For instance, have you declared bankruptcy over the past few years? Or do you have any title loans or other types of secured loans at the time you're applying with us? Each case is different, so call Hyperlend today at 800-971-3022 to see how much money you can borrow with a bad credit title loan!
How Long To Get Approved For A Hyperlend Title Loan
If you apply with Hyperlend online or over the phone, you can get an initial approval and funding decision in less than an hour. The same applies if you apply with us in person at any of our lending locations. After initial pre-approval, we'll begin underwriting your loan details, and all we need at this point is your detailed vehicle information, employment details, and pink slip documents. It takes a few hours to underwrite the loan and come up with a repayment term and loan balance that works for everyone. You can go from submitting the initial application to having the funds sent to your bank account with direct deposit, all within one business day!
Loan amounts with a Hyperlend title loan?
The average loan amount for a car title loan is based on the vehicle's resale value and your loan repayment ability. Some lenders will consider other factors and details when determining loan details, such as the vehicle mileage, condition, and model/make. As of 2024, the maximum loan amount with Hyperlend is $50,000 for high-value vehicles. Most customers will qualify for a title loan that averages $3,000 and loan amounts are also subject to state lending regulations.
Can I qualify for a vehicle equity loan if the car is not paid off?
Your vehicle must be paid off or almost paid off to qualify for a car title loan. There has to be enough equity in your car or truck to use as collateral and most lenders will want to be added as a lienholder so they have full control over the vehicle. If you owe less than 15% of the vehicle’s wholesale value, you may still qualify for a car title loan from Hyperlend. However, in this case, the loan amount may be lower depending on the equity available and other underwriting conditions.
What if I lost my vehicle title? Is it still possible to get a Hyperlend title loan?
That's OK; you can still be approved even without the vehicle title. However, the car must be paid off, and you must be the vehicle's registered owner. If you can't qualify for a title loan because you don't have the title, applying with a title pawn provider may be best. In this scenario, you would hand over the vehicle to a title pawn company, and they would keep possession of the car until you pay off the loan in full.
I need a car title loan, but what if I have a cosigner or don't own the vehicle?
The majority of title loans require the actual vehicle title for approval. But if you have the original signed pink slip from the past owner, you may still be approved for a title loan. Speak with Hyperlend at 800-971-3022 to explain the exact situation with your auto title.
Customer Service
Contact our customer service team anytime of the day. We have agents standing by and will do our best to answer most lending questions.
Live Chat
Would you rather chat with someone at your own pace? Reach out to us through our online chat system and speak to an agent today!
Online Application
Do you want to apply for an online title loan with Hyperlend? Take a few minutes to complete our application and determine your funding amount.
Title Loan Requirements
Determine what you need to qualify for an online title loan. Check the latest lending requirements and make sure you can be approved.